Bituah Leumi
Bituah Leumi (Hebrew: המוסד לביטוח לאומי, HaMossad LeVituach Leumi, the National Insurance Institute of Israel), is Israel's national social security agency.[1] It was established on 1 April 1954.
It collects both health insurance contributions, which are transferred to the various sick funds, and National Insurance contributions, for which both employers and employees are liable. Those paid below 60% of the average wage – 6,164 Israeli new shekels- pay a reduced rate. Contributions are paid as a percentage of income up to a maximum, which is uprated every year in line with the consumer price index.
National Insurance contributions
Israeli residents over the age of 18 must pay monthly National Insurance contributions with the exception of:
- IDF soldiers,
- National Service volunteers
- students enrolled in vocational training courses.[2]
- housewives whose husbands pay
- people who became resident in Israel after they reached a specified age[3]
- Israeli residents living in a country with a reciprocal agreement with Israel, where they pay social security contributions
- New immigrants, for their first 12 months
Benefits
A wide range of benefits are available, including:
Children
Monthly child allowance for all children with special benefits for children whose parent was killed by a spouse and benefits for disabled children.
Adults
Disability pensions and Attendance Allowance to individuals who have lost the ability to earn a living due to medical disability, individuals whose earning capacity has dropped by at least 50%, and homemakers whose ability to perform household tasks has decreased by at least 50%. The monthly pension rate is determined by the degree of disability.[4] There are six levels of long-term care benefit and recipients can choose between cash benefits and long-term care services.
Accident injury benefits, for up to 90 days, and may be followed by a work disability benefit.
Women and children who have a court judgment for maintenance payments, but are not getting them.
Maternity and paternity allowances and a birth or adoption grant.
Grants for widows, widowers and orphans.
Old-age pensions for citizens, permanent residents and olim who were 60 at most when they arrived in the country.[5]
Burial
Burial expenses for everyone who dies and is buried in Israel, and for residents who die abroad.
Compensation
Compensation for Blood Transfusion, Scalp Ringworm and polio victims.
Additional benefits are payable under the Fallen Soldiers Families Law for the families of victims of hostilities and under the Benefits for Prisoners of Zion and their Families Law of 1992.
Income support
Income support is payable to those who are incapable of work, and Income supplement to those whose income from work or other sources is insufficient. Unemployment benefit is payable for a maximum of 175 days depending on the number of dependents.
References
- Bituah Leumi homepage
- 7 Tips on Dealing With Bituah Leumi
- "National Insurance Contributions". National Insurance. Retrieved 7 September 2019.
- National Insurance Pensions for the Ill and Disabled
- Pensions and Taxation in Israel